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What are the benefits of a personal car lease?

29 Mar , 2018  

To lease or to buy? That seems to be the biggest question when it comes to purchasing a car.

It all comes down to personal circumstances and whether you actually want to own a vehicle outright. So let’s take a look at the benefits of opting for a personal car lease.

 

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Premium cars become affordable

If you’ve got Mercedes aspirations but a Nissan budget leasing can help you out. As you’re effectively only paying the depreciation you can stretch your money further. For the equivalent cost of a loan to buy a car outright, you could potentially add thousands to your budget and get behind the wheel of that Audi you’ve always wanted.

It’s one of the reasons so many cars are leased these days. It just makes sense, why accept something less desirable when you can have what you want? Take a look here to see what you could get for your budget.

 

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Budgeting

Everything is a monthly payment in this day and age, and a personal loan could take a big chunk out of your pay cheque if you aren’t careful.

Because you never actually own the car, leasing payments are far cheaper…they can be anywhere from 30 to 60% less than a personal loan would have been.

Deposits

One of the main things that can put people off leasing are the large sums you have to put down to start with. These days those hefty sums have tumbled, and you’ll find some great deals that won’t break the bank

You will still have to pay some sort of registration fee to set up the lease and get the car on the road and don’t forget insurance costs.

 

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Hassle Free

Everyone’s personal life is hectic, things like car tax are very low on the priority list. With a lease you don’t have to worry about it, everything is included in the lease; the same thing goes for any repairs.

The car is covered under the manufacturer’s warranty, so if anything goes wrong you book it into the dealership and the problem gets fixed…without costing you a penny.

You can also purchase additional maintenance that covers the cost of servicing and tyres, it’s a good idea to buy this cover if you’re leasing a car on a longer term basis.

New cars forever

When you get to the end of the lease you’ll simply hand over the keys and that’s the end, or as most people do, swap into another new car. Leasing companies won’t try to ‘sell’ you a particular make or model as they’ve no affiliation, they’ll just source the best deal in your budget range.

 

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Is it for you?

Every car devalues as soon as you drive it off the dealer’s forecourt, leasing saves you from personally taking this big hit.

Think of it as renting a car, but over the long term. You’ll never own the car, it’s just something you get to use for in return for a monthly fee.

Some people prefer to own their car outright, but if you’ve never formed a particular bond with a vehicle, or just need to get from A to B as cheaply and hassle free as possible, leasing is worth considering.

 

www.littlegreencarleasing.com has thousands of cars listed on their website as well as plenty of advice for first time leasers.

 

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